CheapInsurance 's Review

Nationwide Insurance claims “to put members first”, but is it a company that you should consider for your auto insurance? By evaluating their policies, discounts, and customer service, you can determine if they are the right choice for you and your family for auto insurance, as well as other types of insurance.

Nationwide Auto Insurance Policies

Nationwide offers a wide variety of auto insurance policies. From a minimum coverage policy that will help you meet your state’s minimum coverage to classic car coverage and more, finding the right policy for your particular needs should not be difficult with their range of options. Their dedication to personal service is what sets them apart in many ways, as they strive to keep their members happy and satisfied.

Nationwide Potential Discounts

As far as discounts, Nationwide offers discounts that can help bring your automobile premiums down. From multi-policy discounts to good student discounts to safe driving discounts and more, you are sure to qualify for at least one discount. One of their most notable discounts is the Vanishing Deductible. For every year free of claims, you can earn $100 off of your deductible. If you do not have many claims, this can be an invaluable discount.

Nationwide Customer Service

They have one of the best customer service records in the industry with a 95% customer satisfaction rate. From great local agents to a well laid out website to filing claims, they seem to do everything they can to live up to their claim of putting their members first. The only negatives are the same ones that other companies deal with, including raising premiums, etc.

Nationwide Auto Insurance History

Nationwide began as the Ohio Farm Bureau Federation in 1925 and sold its first policy in 1926 under the leadership of Murray D. Lincoln. Over the next 30 years, they spread to other states and in 1955 became Nationwide Insurance.

Why Should I Choose Nationwide Auto Insurance?

Nationwide Auto Insurance has a long history of local service and focus. This, along with their customer service record, has kept them in business. When determining why you should choose or not choose Nationwide Insurance it is important that you consider several pros and cons:


  • They're “On Your Side” and idea of “putting members first” are two reasons why many people choose this insurance company over others.
  • Their customer satisfaction record is one of the highest in the industry.


  • Just as with other companies, one of the most common complaints is with the claims process and the communication during a claim.
  • Inconsistent answers from different agents were also reported as an issue.

Nationwide Insurance has a long standing reputation of working with their clients. Although you will always find those that are unhappy, their customer service record is higher than other companies. The key is to do your own research and talk with local agents to see if your questions are answered in a way that is satisfactory to you before you purchase a policy.


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