CheapInsurance's Review

Esurance is known for their state of the art technology and website. Their insurance backing by Allstate assures their customers that they have the backing that they need to get the coverage they need. By evaluating your needs, you can determine what kind of auto coverage that you need and be sure that you meet the state's minimum and your own minimums coverage requirements as well.

Esurance Auto Insurance Policies

Esurance is known for offering CoverageMyWay, which allows them to personalize your insurance to your particular needs. You don't want to buy a blanket insurance policy that is offered. You want an insurance policy that meets your own needs, and that is what Esurance is all about. They offer different coverage options and insurance for most anything that you can drive to allow you to find the policy that is the best one for you and your family.

Esurance Potential Discounts

Esurance offers several different discounts. Some are available in all states, and some are not, which is why you want to take the time to evaluate the offerings and find the one(s) that you qualify for. A few that are offered include:

  • Fast 5 discount is offered when you get a quote online and offers a 5% discount on your first term premium.
  • Multi-policy discount
  • Paid in full discount
  • Switch and save discount
  • Defensive driver discount
  • Good student discount
  • Vehicle discounts
  • And more

Esurance Customer Service

Esurance has a very good customer service record. Most customers report that their calls are answered quickly and that claims are handled fairly and quickly. In addition, their website and email service seems to be top notch as well.

Esurance Auto Insurance History

Esurance began as Silicon Sierra, Inc. in June 1998. It had a group of co-founders at this time and began writing personal auto insurance and introduced its website in 1999. It was one of the earliest companies to offer online auto insurance and comparison quotes, as well as discounts to same-sex partners. They were purchased in May 2011 by Allstate, but still offer insurance under the Esurance name.

Why Should I Choose Esurance Auto Insurance?

Esurance's backing by Allstate is what many people point to as why they choose this company, but their technology and website are also big things that draw people in. Some pro and cons that were found include:


  • Very easy to navigate and use website
  • Good customer service
  • Real insurance cards
  • Great premium rates


  • No local agents
  • People who are not as comfortable with a computer may not be as comfortable purchasing

Esurance started as an online insurance company, and this long standing history of making it easier for their customers to purchase over the website is what sets them apart. While other companies jumped on the online insurance bandwagon, Esurance has continued to evolve in the insurance world to continue to offer relevant insurance to their customers.


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